Undergraduate College Loans
As college costs have soared over the past decade, most students simply have to
borrow money to help pay their college expenses. Many options exist for prospective
students, including federal college loans and private college loans. The federal
options, especially the Stafford college loan, are typically the best student loans
as they tend to have lower rates and are backed by the government. Also, some undergraduates
may qualify for subsidized Stafford college loans depending on their financial situation.
Private college loans have grown more necessary as college costs have quickly grown
beyond what students are allowed to borrow through the Stafford loan program. Private
undergraduate college loans offer borrowers increased flexibility in the form of
higher loan limits and no application deadlines. A Think Student Loan, which is
a private student loan that can be used for undergraduate college, is sent directly
to the loan applicant(s).1 Students can borrow up to
the full cost of education up to a $250,000 lifetime aggregate maximum.
A Think college loan for undergraduate study allows students to defer payments until
after graduation and provides a 6 month grace period after college graduation.2 You can apply online or over the phone in about
15 minutes and get a credit decision in as fast as 1 minute.
If you need an undergraduate college loan that allows you to borrow up to the full
cost of education at your school, consider a Think Student Loan.