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Financial Aid

While the headlines trumpet the fact that college tuitions have skyrocketed over the past decade, the good news is that there are many financial aid options to help you pay for college.

  • Borrow up to your total cost of education.
  • Online application takes just minutes.

Financial aid comes in many different forms. Of course, the best financial aid for students comes in the form of scholarships and grants. With scholarships and grants, students receive money that they don’t have to pay back. If you’re searching for financial aid, start by searching for scholarships and grants.

After scholarships and grants, financial aid also comes in the form of work-study and loans. Work-study programs allow students to work at a job – usually on campus – for pay that is used to pay down the student’s tuition. To determine if you can find a suitable work-study program, contact your school’s financial aid office.

Finally, if you’ve exhausted scholarships, grants and work-study options, the last source of financial aid is loans. Loans, of course, need to be paid back and generally carry interest rates. Federal student loans, including the popular Stafford loan, are the best source of financial aid loans for almost all students. Stafford loans have loan limits, however, so many students need additional financial aid.

If you need additional financial aid beyond scholarships, grants, work-study and federal student loans, consider a private student loan. A Think Student Loan allows students to borrow up to the full cost of education up to a $250,000 lifetime aggregate maximum. You can apply online or over the phone in approximately 15 minutes and the check is sent directly to you or your cosigner.1 Plus, you can defer payments until after graduation.2

1 This loan does not require school certification and the proceeds are disbursed in the form of a check co-payable to the borrower and cosigner (if applicable), mailed directly to the applicant with the stronger credit profile.

2 Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins.

* Think Financial refers applications to Simple Tuition, a leading student loan comparison site, and is paid a fee for this referral.