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Graduate Student Loans

  • Borrow up to your total cost of education.
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Graduate students in search of graduate student loans generally have more options than undergraduate students. If you are searching for graduate student loans to help your pursuit of a graduate degree, be sure to do online research and talk to your school's financial aid office.

Federal Graduate Student Loans

There are a number of federal loan programs for graduate students. First, graduate students enjoy larger loan limits on graduate Stafford loans – federally insured loans that offer low fixed interest rates. Second, graduate students can use a Graduate PLUS Loan – a relatively new government loan offering which allows graduate students to borrow up to the full cost of education (though students must exhaust Stafford loan eligibility first). Finally, sometimes state governments offer other student loan options for specific graduate programs like health care, nursing and teaching.

Private Graduate Student Loans

If a graduate student needs to consider a private student loan, there are also graduate private student loan options. Generally, private graduate student loans are credit-based so it may help to have a creditworthy cosigner. A Think Student Loan can be used at many graduate schools and you can apply online or over the phone in approximately 15 minutes. Like many other private graduate student loans, a Think Student Loan lets you borrow up to the full cost of education up to a lifetime aggregate maximum of $250,000.

* Think Financial refers applications to Simple Tuition, a leading student loan comparison site, and is paid a fee for this referral.